One Platform.
Every Ride.
Whether you need a car, a powersports vehicle, or heavy equipment — ShopRides connects you with Canada's top lenders for fast, flexible financing.
What Are You Financing?
Select a category to get started with your application
Auto Financing
Cars, SUVs, Trucks & Vans
Bad credit? No problem. Get pre-approved for a car loan in minutes with $0 down options available across Canada.
Powersports Financing
ATVs, Motorcycles, Snowmobiles & More
Finance your next adventure. Whether it's a motorcycle, ATV, or snowmobile — we make powersports affordable.
Heavy Equipment Financing
Construction, Agriculture & Commercial
Get the equipment your business needs. Flexible financing for excavators, loaders, trailers, and more.
Why Choose ShopRides?
We're not a dealership. We're your financing partner — connecting you with the best lenders across Canada.
All Credit Welcome
Bad credit, consumer proposals, bankruptcy, newcomers to Canada — we work with every situation.
Fast & Simple
Apply online in 3 minutes. No SIN required, no impact on your credit score. Get a decision within 24 hours.
Best Rates Guaranteed
We partner with 12+ lenders to find you the most competitive rates and flexible terms available.
Real People. Real Approvals.
“I was turned down by two banks but ShopRides approved me in 24 hours. I'm driving a 2021 Civic now!”
“Came to Canada two years ago with no credit history. They got me into a Hyundai Elantra with zero down.”
“Self-employed tradesman — banks always said no. ShopRides worked with my income situation. Highly recommend.”
Ready to Get Started?
Choose your financing type and apply in minutes. No impact on your credit score.